Here's the frugal version of her outfit:
White Deep V-Neck Tee, $18 - from American Apparel
Long Black Skirt, $39 - from Newport News
Black Pumps, $6.99 - from Cutesy Shoes
Black Frame Handbag, $26.99 - from Target
Silver Crucifix Pendant, $7.07 - from JA Sterling Silver Jewelry